No Interest if Paid in Full Within 6 or 12 Months*
6 Months Special Financing available on purchases of $199 or more, or 12 Months for $599 or more, made with the Willis Music Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 or 12 Months. Minimum monthly payments required.
No Interest for 24 Months**
On purchases of $1499 or more made with your Willis Music Credit Card. Equal monthly payments required for 24 months.
SEE IF YOU PREQUALIFY
For The Willis Music Credit Card
Get a decision in seconds with no impact to your credit bureau score.
Seeing if you Prequalify is quick, easy, and secure
Quickly and easily check if you prequalify for credit without impacting your credit bureau score.
2. Prequalification Decision
You’ll get an instant prequalification decision after you complete your request.
3. Accept and Apply
If prequalified, accept and apply for the credit card.
If you’re approved, we’ll send you a temporary account number and you can start shopping right away.
Frequently Asked Questions
- What happens if I don’t qualify for the initial financing offer?
- If you do not qualify for the initial financing offer, you may be presented with subsequent opportunities by another financing provider that can be used to complete the purchase (which may be subject to credit approval). Willis Music works with multiple financing providers to present you with financing solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the payment solution that you choose to complete your purchase (subject to credit availability). If you decline any opportunity presented, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
- Which providers may present a financing or lease-to-own offer when I apply?
- Willis Music works with Synchrony as the primary lender and they are the bank behind the offer presented.
- How do I pay my bill?
- Each financing provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the offer you select.
- Synchrony Bank
Pay Online: Register your account at mysynchrony.com and log in to easily manage and pay your bill.
Pay By Phone: Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909.
Monday – Friday 7:30 AM – 12:00AM ET
Saturday 10:00 AM – 7:00PM ET
Sunday – Closed.
There may be an additional fee to make an expedited payment by phone.
Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to:
P.O. Box 960061
Orlando, FL 32896-0061
- What happens if I am presented with an offer?
- You’ll have the opportunity to accept or decline the offer. Once presented with an offer, additional information and terms will be provided to you before you complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
- What is prequalification?
- By providing information and checking if you prequalify, you can get a sense of whether you’ll be approved for the credit card. Merely checking to see if you prequalify will not impact your credit bureau score.
- Will checking to see if I prequalify impact my credit bureau score?
- No. There is no impact to your credit bureau score when you submit a prequalification check. However, if you do prequalify and then proceed with applying for the credit card, a hard inquiry will be required, which may impact your credit bureau score.
- Is there a limit on the number of attempts to prequalify?
- Yes. You are limited to 4 attempts per day. After your 4th attempt to prequalify, any further requests will not be accepted for the remainder of that day.
- I prequalified. What should I do next?
- You can submit an application for the Willis Music Credit Card without needing to input any additional information. Note that submitting a credit card application may impact your credit bureau score.
- Is prequalification the same as being approved?
- No, if you prequalify it does not guarantee that you will be approved when you apply for the credit card, but it can help you get a sense of whether you’ll be approved for the credit card.
- I did not prequalify. Can I still apply for the Willis Music Credit Card?
- Yes. You may still apply for the card. Note that submitting a credit card application may impact your credit bureau score.
- Why was my credit card application declined even after I was told I prequalify?
- Prequalification does not guarantee that you will be approved when you apply for the credit card, but it can help you get a sense of whether you’ll be approved. As such, your credit card application may still be declined after you prequalify.
Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.
* Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer anytime.
**Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer anytime.
1 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See stores for details.